Getting started

1. Create an account at app.dollarwarden.com (or open the Android app).
2. Create a budget. Start blank, duplicate one you already have, or import from a file (YNAB export, or a bank statement in QFX/OFX or QIF).
3. Add your accounts and envelopes if you started blank — checking, credit card, cash; then groups like Bills and Everyday with the envelopes you actually use.
4. Record income as a transaction categorised to Ready to Assign, then open Assign and give that money jobs for the month.

Four main tabs keep things focused: Overview (the big picture), Assign (fund envelopes), Transactions (log spending), and Reports (trends over time). Accounts live in the sidebar — each has its own register and balances.

Once income has landed, head to Ready to Assign to see what still needs a job.